#ESTATE PLANNING DOCUMENTS CHECKLIST PROFESSIONAL#

This and other information may be found in each fund's prospectus or summary prospectus, if available. 10 year returns are provided for funds with greater than 10 years of history.īefore investing consider carefully the investment objectives, risks, and charges and expenses of the fund, including management fees, other expenses and special risks. Since Inception returns are provided for funds with less than 10 years of history and are as of the fund's inception date. Returns include fees and applicable loads. Market price returns do not represent the returns an investor would receive if shares were traded at other times. Market price returns are based on the prior-day closing market price, which is the average of the midpoint bid-ask prices at 4 p.m. NAV returns assume the reinvestment of all dividend and capital gain distributions at NAV when paid. Net Asset Value (NAV) returns are based on the prior-day closing NAV value at 4 p.m.

For performance information current to the most recent month end, please contact us. Current performance may be lower or higher than the performance quoted. Investment return and principal value will fluctuate so that shares, when redeemed, may be worth more or less than their original cost. The performance data contained herein represents past performance which does not guarantee future results. In no event shall SS&C be liable for any indirect, special or consequential damages in connection with subscriber's or others' use of the content.Īsset allocation, diversification, and rebalancing do not ensure a profit or protect against loss in declining markets.

#ESTATE PLANNING DOCUMENTS CHECKLIST PROFESSIONAL#

Before acting on any recommendation in this material, you should consider whether it is in your best interest based on your particular circumstances and, if necessary, seek professional advice.īecause of the possibility of human or mechanical error by SS&C or its sources, neither SS&C nor its sources guarantees the accuracy, adequacy, completeness or availability of any information and is not responsible for any errors or omissions or for the results obtained from the use of such information. This material does not take into account your particular investment objectives, financial situations or needs and is not intended as a recommendation, offer or solicitation for the purchase or sale of any security, financial instrument, or strategy. The information contained in this material does not constitute advice on the tax consequences of making any particular investment decision. Past performance does not guarantee future results. Any assumptions, opinions and estimates are as of the date of this material and are subject to change without notice. The opinions and views expressed do not necessarily reflect the opinions and views of Merrill or any of its affiliates. The material was authored by a third party, DST Retirement Solutions, LLC, an SS&C company ('SS&C'), not affiliated with Merrill or any of its affiliates and is for information and educational purposes only. Not responsible for any errors or omissions. Reproduction in whole or in part prohibited, except by permission. Make sure you think carefully about all of the roles you'll need to have filled. The effectiveness of your estate plan rests in large part on the people you select to take over for you. You can also state desires that might not customarily be included in a will and trust documents. Statements of intent are your opportunity to articulate expectations for your dependents. Statements of intent allow you to lay out your philosophy and preferences for the guardians and trustees who will be asked to carry out your wishes.Like the advance care directive, the power and range of a health care proxy's authority is dictated by state law, which varies widely. A health care proxy lets you designate someone to make choices about your medical care when you are unable to do so.But remember, state laws vary on the strength and enforceability of advance care directives. You can use one to specify the course of your medical treatment at times when you cannot articulate choices for yourself. An advance care directive is the formal name for a living will.

Remember that a will is most effective when it's signed by you in the presence of witnesses. A will provides the strongest and most widely recognized platform for expressing your final wishes.

Estate planning documents checklist